Gumroad fee calculator

Gumroad has two rates. A sale through your profile or a direct link costs 10% + $0.50. A sale Discover finds for you costs 30%. There is no monthly fee. Discover replaces the direct fee rather than adding to it; the calculator switches between them rather than stacking them.

Gumroad is a merchant of record. Since 1 January 2025 it has collected and remitted sales tax and VAT worldwide on sales through Gumroad. That is a real operational difference from a payment link, where you are the seller and the tax position is yours. The fee figures are from Gumroad’s pricing page, checked in October 2026.

Direct and Discover at the same price. Discover replaces the direct fee rather than adding to it.

At $10 the direct fee is $1.50 and you keep $8.50. Discover takes $3.00 and leaves $7.00. At $50 the direct fee is $5.50 and Discover is $15.00, so the gap grows with the price.

Keep Discover for buyers you would not otherwise reach. The 30% is high, but it buys distribution. If a sale is already yours, send the buyer through your own link and keep the 10% + $0.50 rate.

Price the fixed $0.50 into low-priced products. On a $5 sale, $0.50 is 10% before the percentage fee. Gumroad works better at $15–$50 than at $3.

Put the product in one place. A bundle at $25 has one fixed fee and one checkout. Five $5 products have five fixed fees and five decisions for the buyer.

Use the tax handling if it saves you work. Gumroad’s merchant-of-record position is a genuine reason to pay its fee. If you already have an accountant and a tax process, that advantage is smaller.

Standard payouts are free. Instant payouts are 3% in the US, PayPal payouts are 2% where bank payouts are not available, and the minimum payout is $100 by default. These terms come from Sellfy’s October 2026 breakdown and are still being checked against Gumroad’s help centre, so treat them as a guide rather than a confirmed line in the calculator.

Refunds are also still being checked: the page does not claim whether Gumroad returns its 10% + $0.50 fee on a refund. The same applies to whether an affiliate’s cut is taken before or after Gumroad’s fee. Both are worth confirming in Gumroad’s help centre before you build them into a price.

Gumroad is better when you want a storefront, a marketplace and someone else to handle sales tax. It is also better if you have several products and want a library rather than a single payment link. The Discover marketplace can bring buyers, though at 30%.

Unlockable is better when the product is one file, the buyer already knows you and you want the shortest route from a file to a payment. It has no marketplace, no memberships and is not a merchant of record — you handle your own tax. The buyer pays the 10% privacy and security fee on top and card processing is covered. It is not always cheaper, and it does not handle tax. See Unlockable’s pricing and the Gumroad alternatives comparison.

Read what Gumroad is and who it fits, compare Gumroad alternatives, or see every platform at once. If you are weighing an Etsy listing, the Etsy fee calculator has the listing and Offsite Ads lines.